Insurance Commissioner Mike Yaworsky is highlighting a new wind mitigation resource for consumers ahead of the 2025 Atlantic Hurricane Season. Hurricane Season starts June 1st and the Office of Insurance Regulation is providing a new resource on FLOIR.com to encourage Floridians to be proactive and take measures to prevent and reduce windstorm losses. The new webpage provides details for consumers regarding the process of requesting a wind mitigation inspection, updating and submitting necessary wind mitigation forms, obtaining information about mitigation programs available, as well as other mitigation resources to benefit consumers.
Commissioner Mike Yaworsky said, “The 2025 Atlantic Hurricane Season is quickly approaching, and we are encouraging Floridians to take important steps to mitigate windstorm effects in case of potential storms this season. By taking action now and implementing windstorm damage mitigation, you can not only better protect your home but save on insurance premiums. The Office of Insurance Regulation is here to help, and we hope this new consumer friendly resource inspires Floridians to harden their homes.”
OIR encourages consumers to be diligent when selecting an inspector to conduct their wind mitigation inspections and verifying that the inspector is authorized under Section 627.711(2)(a), Florida Statutes.
OIR’s wind mitigation webpage lists all wind mitigation forms and gathers available Florida mitigation programs on one easily accessible page. Consumers can also access FLASH’s Strong Homes Scale to determine the strength of a home and what upgrades may increase a home’s resilience. By entering a home address, users receive a customized resilience rating based on local building codes, disaster risk levels, and a home’s construction features at time of build.
The Atlantic Hurricane Season runs from June 1 through Nov. 30. OIR urges Floridians to make sure all preparation plans are in place prior to the season starting— including knowing your insurance coverage. Floridians should take the following steps to prepare:
- Review policies and understand coverage;
- Contact insurance agents and ask for a check-up;
- Take inventory of homes and document all possessions;
- Know the claims process and be prepared to provide proof of any damages; and
- Consider additional coverage, such as flood.