Why You May Need Umbrella Insurance

When you already have auto and home insurance, you can get more coverage for both by getting umbrella insurance. Liability coverage is important to both home and auto policies. The problem is that many people don’t have as much of this as they would assume. That can leave them vulnerable to the high cost of today’s medical bills. To get more coverage to protect yourself, you need umbrella insurance. Call us at Singh Insurance and Financial Services LLC in Clermont, FL to get yours. 

Liability Coverage

With little liability coverage in your home and auto policies, you can be left in a terrible financial situation after a serious accident. A serious accident in your home or caused by your vehicle can mean sky-high medical bills. If you lack liability coverage, you may be stuck with many medical bills after your policy reaches its maximum payout. However, individually adding liability insurance to your home and auto policies can be highly expensive. Many people can’t afford the high cost of adding to liability coverage that way. However, umbrella insurance is much less expensive. It comes with a very high maximum payout but costs little money. It’s a wise financial choice to keep yourself better protected. 

How Umbrella Insurance Works

If there has been a serious accident with your vehicle or in your home, your home or auto policy is the first to come in and pay for the ensuing medical bills and other costs. Once that policy maxes out on payment, umbrella insurance pays what’s left over, so you don’t have to. 

Get Umbrella Insurance in Florida

If you want better protection against accident liability, call us at Singh Insurance and Financial Services LLC in Clermont, FL to learn more.