Insurance is not a one-size-fits-all matter. Different people with different situations require different coverage and different types of policies. This is why we highly recommend against purchasing a policy online without consulting an insurance expert! If you purchased your insurance online, or perhaps you simply haven’t taken a look at your policy in a while, it may be time to go over and review your policy with an expert and here’s why.
Your Situation May Have Changed
Life is ever changing and as you experience changes in your life, your insurance policy should change with them. For example, you may have a child that has moved out. While they were previously on your policy, it may be time to remove them and have them receive their own insurance policy. Another example is you may have someone driving your car frequently, but they’re not listed on your policy as an approved driver for your vehicle. These are just two examples, but the possibilities are endless as to why you may have to change your policy.
It May Be Time for a Re-shop!
Many people receive a policy that they are satisfied with and never take a look back. They pay for their coverage every year or every month, and don’t give it a second thought. What if we told you that there may be a cheaper policy out there for you with the same OR BETTER coverage and premiums than what you have? Our goal at Singh Insurance and Financial Services is to find the best coverage at the best price and frequently after years of good driving, there may be a cheaper option out there for you.
It’s Important to Understand
It is truly astounding how many people have insurance, but don’t understand what each component means. What’s a premium? What’s bodily injury liability? What’s a deductible? These are all questions that we’ve received. There’s no need to be embarrassed, these fine details can be complicated, but that’s what we’re here for. We would be happy to elaborate and explain each of these terms to you and let you know just how much your policy allows or covers.
We don’t just sell insurance; we educate as well. It is important to us that our customers understand their coverage and have the best rates possible. If you would like to conduct a policy review with an insurance expert, send us an email at email@example.com!