What does umbrella insurance cover?

Umbrella insurance is an additional insurance policy that offers coverage above and beyond standard insurance policies. It also provides more protection than existing limits and coverage options of other policies. It can provide coverage for things, such as injuries, property damage, certain types of lawsuits, and even personal liability incidents.

How does an umbrella insurance policy work?

An umbrella insurance policy is designed to assist you in protecting your assets and your future in two very important ways:

Umbrella insurance can provide coverage after your auto, boat, or home insurance policy limits have been used to their limits.

Umbrella insurance provides coverage for things that other types of insurance policies do not offer, such as claims for a false arrest, libel and slander, and liability coverage for rental houses, apartment, condos, or mobile homes you may own.

What does umbrella insurance cover?

Umbrella insurance can cover Injuries to guests sustained on your property or due to an accident that is your fault, property damages caused by you, or that you are accused of causing, certain types of lawsuits, and personal liability incidents.

Bodily injury claims that umbrella insurance will cover can include injuries caused to another by a dog you own, a serious auto accident after your auto insurance has reached its limits, and injuries to a guest that they sustained while on your property.

Umbrella policies can be obtained to cover your home or business and is a great way to provide not only extra insurance coverage but extra peace of mind. To obtain an umbrella insurance policy that works best for you and your situation, you need to enlist the help of an experienced insurance agent. The umbrella insurance agents at Singh Insurance and Financial Services, LLC in Clermont, FL are ready to assist you.