Summer is here, and if you plan to hit the road on your motorcycle, you need motorcycle insurance. Under harsh economic conditions, you want to save cash on your motorcycle insurance rates. Here is how you can keep the insurance rates for your bike down in Clermont, FL.
1. Get a More Basic, Older, and Less Expensive Bike
If you want to purchase a bike, there is always the temptation to buy a big, stylish, more powerful machine that costs almost as much as a low-end car. However, the more expensive your motorcycle, the higher your insurance rates. You can improve your insurance rate by getting a more basic, older, and less expensive bike. You should also avoid modifying your bike, as most modifications will make your motorcycle insurance rates more expensive.
2. Limit Your Mileage
If you plan only to ride your bike on weekends this summer, you likely won’t be riding many miles. Singh Insurance and Financial Services LLC recommend that you try to reduce your bike’s insurance rates by choosing a plan that limits your mileage. Motorcycle insurance policies with no mileage limit are usually more costly.
3. Join a Motorcycle Riding Club
Some motorcycle insurance providers have discounted motorcycle insurance deals with bike riding clubs. The riding club membership discount can sometimes be up to 10%. Therefore, you can expect the best deal on your motorcycle insurance rates if you are a motorcycle club member.
4. Take a Motorcycle Safety Course
An insurer will view you as a minimal-risk rider and give you the best rates if you have taken motorcycle safety classes. Therefore, you should enroll in a motorcycle safety class now.
Do you need motorcycle insurance in Clermont, FL? Come to Singh Insurance and Financial Services LLC for the best insurance deals.