Are you a homeowner? Do you live in or around Clermont, FL? Contact Singh Insurance and Financial Services LLC if you need homeowners’ insurance.
A homeowners’ insurance policy includes both liability coverage and property insurance. A single premium is paid for all possible risks. It covers damage to the property caused by the owner or household members and liability for injuries to others. It will also include damage or injury caused by a pet.
Did you know that if you are carrying a mortgage on your home, your lender will require that you have this coverage? They want to make sure their interests are protected. Even if you are fortunate enough to live mortgage-free, you still want to carry homeowners’ insurance.
Why? In the event of a significant lawsuit, either from a traffic accident or a visitor suffering an injury on your property, you could lose your home. If you have liability coverage available with a homeowners’ insurance policy, you will not risk losing your home.
Another reason to have homeowners’ insurance is to protect your home and property. Your policy will describe what a covered event in the policy is. Vandalism, lightning damage, fire, etc., are covered. The contents of your home, loss of use, or additional living expenses if you require temporary housing are also provided. Liability coverage for accidents or injuries on the property is covered.
Let the professionals at Singh Insurance and Financial Services LLC provide a no-obligation quote or answer any questions you might have about homeowners insurance. This is invaluable coverage that no homeowner should be without. It’s not worth the risk. Contact our office today.