Home insurance is designed to protect your home. Most people don’t know the extent of their coverage or lack of coverage. Reading your policy can save you a lot of heartaches if you ever need to file a claim. At the very least, reading your declaration lets you know the limits your policy has and can be a wake-up call that some things are lacking. At Singh Insurance and Financial Services, LLC in Clermont, FL, we have multiple years of agency experience and we are your trusted independent agency.
Home Insurance Policies to Consider
Jewelry rider
A typical home policy has a limit on the amount you can claim for jewelry. Chances are that if you have an engagement ring, you may have exceeded your policy limit. That means no other jewelry you have would be covered. With a jewelry rider, you can determine the amount of coverage that works for you. Get your valuable pieces appraised to provide to the insurance company if you ever need to file a claim.
Inflation rider
Your home insurance needs to keep up with rising costs in your area. The price to rebuild your home is not a static figure and the cost of the labor to do the job is also on the rise. With an inflation rider, you don’t have to worry about the rising costs, your policy will rise with them.
Sewer backup rider
What could be worse than having the sewer back up into your home? A disgusting thought. You need a rider to make sure that you have special coverage to provide the coverage to do the clean-up required.
At Singh Insurance and Financial Services, LLC in Clermont, FL, we deal with multiple carriers and one of them will be a good fit for you. Let us help you to customize your home insurance policy to provide all the protection you need. Give us a call or stop into our office for a no-obligation quote.