Month: December 2021

What Happens With Your Motorcycle Insurance Policy If You Crash?

Posted on by admin

Motorcycle insurance is designed to protect you and your bike in problematic situations. For example, if you crash your bike, a policy with us at Singh Insurance and Financial Services LLC can protect your Clermont, FL hog from serious concerns. Here’s what you need to know when starting your policy.

You Must Make a Claim 

If you crash your motorcycle and hurt yourself or others or damage your bike or other property, you must make a claim. With your claim, you must provide as much detail as possible to ensure it is easy to understand. For example, you need to include the type of problems experienced, the cost of various repairs and medical expenses, and anything else you need to be covered.

What Your Policy May Cover 

Motorcycle insurance policies can pay for property repair, liability, medical expenses for yourself or passengers, medical expenses for other people in the crash, and repairs to your bike. The available policies all vary depending on your situation and the extent of your coverage.

Your Price May Increase 

Any time you crash your bike, you can expect your insurance to go up. It would go up even if you didn’t hurt anybody else or require specialized repair help. That’s because your accident is considered evidence that you’re not a safe driver. As a result, your insurance company will increase your rates until you can prove you’re a safe driver, such as taking a motorcycle safety course.

Learn More About Your Insurance

If you’re concerned about your motorcycle insurance and want to learn more about your coverage, please don’t hesitate to contact us at Singh Insurance and Financial Services LLC right away to learn more. We serve the Clermont, FL, area and are ready to work with you to meet your needs.

Drunk & Drugged Driving Awareness Month

Posted on by Michael Singh

December is National Drunk & Drugged Driving Awareness Month. We want you to be safe when driving, making good decisions and being on the lookout. The history of this holiday is as follows:

A man named Clarence Busch hit a young 13 year old girl with his vehicle on May 3, 1980 while driving under the influence. When the police arrived and ran the information for Clarence, they discovered that this was not his first offense of driving under the influence and even had fines from a hit and run incident while drinking and driving. During this time period, driving while intoxicated was only a misdemeanor and did not usually mean jail time.

The mother of the 13 year old girl found this absolutely unacceptable. She put together a group of people and called their organization MADD, Mothers Against Drunk Driving. She pushed for stricter laws and was even part of the reason that Ronald Reagan moved the drinking age up to 21. Candy Lightner still continues to this day to fight for safe driving and continues to be an advocate for anti-drunk driving. 

  • In 1990 the supreme court made a constitutional law that sobriety checks by police are to be done. 
  • In July of 2004 the entire country adopted the law that .08 is the legal limit for BAC (blood alcohol content).
  • A safety bill was passed in July of 2014 to require car ignition interlocks. 

Along with making smart decisions and deciding against driving while drinking or using drugs, it is also a good idea to make sure you are up to date on your automobile policy in the event of an accident. Even if you already have an auto insurance policy, it’s a good idea to contact us so we can go over your coverage and make sure that your policy best suits you and your needs. Contact Singh Insurance and Financial Services today at 352-432-1646 to learn more.