Month: August 2020

Exploring What Wind Mitigation Inspection Insurance Entails

Posted on by admin

Singh Insurance and Financial Services, LLC is proud to serve the Orlando and Clermont, FL community, as well as the surrounding areas, through providing residents with different types of insurance coverage. We strive to establish trust with every one of our clients so that they can feel protected every day.  

Wind Mitigation Inspection Overview

Wind Mitigation Inspection centers around an inspector analyzing different parts of your home to judge the property’s wind-resistant features. Based on the results of the inspection, you can amend your insurance policy. As a Florida resident, the inspection is crucial because of the high likelihood that a natural disaster may impact your area at some point.

Analyzing The Roof

The inspector will thoroughly check your roof. They’ll look at your roof covering, the material that your roof is made of, and inquire about the last time that your roof was replaced. The inspection will also analyze the shape of your roof to determine if it is built to withstand powerful winds.

Water Buildup

The inspection will analyze whether your roof has a protective layer to prevent water from building up under the surface.

Roof Deck

The inspector will closely examine the strength of the foundation that attaches the roof deck to the rafter and the walls of your home. The inspector will also check to make sure that you comply with the Florida Building Codes.

Additional Openings

The inspector will check to see if there are any openings thanks to an entry door to see if any flying debris may damage your home. The inspector may also check your garage door.

Singh Insurance and Financial Services, LLC Can Help You

For more information on how to prepare for a wind mitigation inspection and how it impacts your policy, please stop by our office in Clermont, FL.

Tips To Help Teen Drivers Practice Safe Driving

Posted on by Michael Singh

For most teenagers, a driver’s license is the rite of passage from childhood to adulthood. The license is a symbol of independence and freedom. When adding a teen driver to your family policy keep in mind that not all teens mature and develop at the same age mentally and physically. This plays a big part in responsible driving and complex physical maneuvers.

Here are a few tips to put into action as your new teen driver starts their journey.

  1. Assess your teen’s capabilities. Know their mental and physical limitations that affect coordination and movement of arms, legs, and eyes. Assess their mental capabilities and response to distraction and response times. Feeling confident about their capabilities is important before putting them on the highway.
  2. Pick a safe car. Putting a new teen driver behind the wheel of a fancy sports care right off the bat may not be the best idea. Some teens who are insecure may feel safer in a mid-size or larger car.
  3. Enroll your teen in a safe driver program. If your teen does not take driver’s education in school find a private driving course.
  4. Discuss the dangers of distracted and impaired driving. Have a firm discussion about cell phones, texting, and talking on a phone while driving. Also, discuss distractions from the radio, music, and other sources of distraction.
  5. Make sure your teen driver is well versed in all working parts of the vehicle. Teens should have a clear understanding and working knowledge of:
  • Starting/turning off the engine
  • Mirror adjustments
  • Dashboard controls
  • Turn signals and Headlights
  • Wipers and Emergency lights
  • Parking brake/release

A few basic driving tactics your teen driver should master is:

Keeping a safe following distance, approaching of congested areas, slow down for crosswalks, changing lanes and merging into traffic, determining and using the right of way.

Spending time with your teen driver will help make the driving process smooth and will ensure a safe start to their driving future.